Community saving during COVID-19
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I will guide you though what you can do in a situation where COVID-19 is changing the circumstances of your savings group
How can your savings group adapt?
These times may mean that you have to change your savings group practices.
- Save up less by lowering saving requirement or the value of one share
- Reduce meeting frequency
- Providing relief period for loan repayment
- Gearing social fund towards high risk members








1. Safe meeting model
Keep the usual group meeting format but apply coronavirus precautions




2. Committee model
Members drop by just for saving – only selected committee members stay for the entirety of the meeting
3. Collector model
Place your savings to a collector near your house instead of physically going to a meeting










When all members cannot be part of meetings, it is difficult for them to know what is going on…
Digital savings groups with Jamiipay Group application
Make it easier for groups to continue going through COVID-19 by making record keeping, quick, simple and available to everyone. Increase transparency and accountability with Jamiipay Group app
- Free digital ledger
- Free sms on savings to all members
- Free guides in the app








In a crisis, members may need to take out some or all of their savings. Let me guide you on how this can be done…
5. Partial share withdrawl

















